![]() ![]() You can print and use all the resources in that library for free! You can get that password, and instant access to my College Semester Budget Worksheets, sent to you when you enter your email here or in the box below. #Budget planning sheet passwordTo gain access to them (and 15 other free printables) you’ll need to password for the library. Said worksheets are available in my Resource Library. Now it’s time to use one to plan out your own budget. You’ve read all about my College Semester Budget Worksheets. You can give yourself a monthly goal and a goal for the semester on the Budget Worksheets.Īnd, watching the number in your savings account go up is actually pretty compelling. Plan for the unexpected when you make it a habit to save money. Good thing I had money set aside in my bank account. The grand total for a new set was $700 – ouch. I just had to buy a new tires thanks to a nail ruining a tire. If you don’t have an emergency fund, it’s a good idea to make a goal of getting one together.īecause even with a perfectly planned budget, accidents happen and so do unforeseen bills. You can write down your combined initial savings for the semester in this section. If you already have a nice emergency savings stash of cash going – that’s great. Lastly, this brings us to the “Savings” section on my Semester Budget Worksheets. When you know what you’re working with, it’s easy to live within your budget. These are all questions you can answer confidently when you plan out your finances. “Do I need to take a loan to cover tuition?” “Should I be applying for more scholarships or grants?” “Can I afford to not work between classes?” Here are some common college student thoughts: This allows you to decide what you’re going to do about something like that now, instead of at the last minute – when you’re stressed. If your total income is too low to cover all your expenses, you can quickly see that. The income section is where you can calculate how much you are going to be bringing in. Watching your debt go down is REALLY motivating. Stay on top of your debt payments by writing down what you still owe, what payments you can afford and what you’ll have left by the end of the semester. It may not seem important now, but a good credit score will open a lot of financial doors for you that you’ll want open later.Īnd having a history of on time payments will only help that score go up. If you have any incurred debt going into a semester that’s something that you’ll want to track, too. It’s better to come in under budget than over budget. Give yourself some room in your budget to avoid losing your sanity, and if you don’t end up spending all that you’ve allocated for a particular expense – great. When filling out the Semester Worksheets, I recommend estimating HIGH on flexible expenses. Examples of these are: food (grocery bill), clothing and entertainment – eating out, movies, etc. Think tuition, your phone service and car insurance.įlexible expenses are expenses that can be changed, reduced or even eliminated entirely. ![]() Nothing is going to change the cost of these bills. I’ve already talked about these (above), so I’ll make this brief.įixed expenses are expenses that will be the same total amount no matter what. Want to plan your budget monthly? Get my free Monthly Budget Sheets here.įirst, are the expenses. I want to talk a little bit about each section. My Budget Worksheets are broken down into 5 simple sections. These Budget Worksheets have everything you need to successfully plan out a semester financially.Īll you need to do is fill in the blanks. You can banish that feeling from your life with just a little bit of effort. Have you ever gotten that sinking feeling when an unexpected expense pops up and you have to scramble to afford it? Yeah, no one likes that feeling. No more scratching your head, wondering – no, hoping that you included everything in your budget. ![]() All the hard work of determining what expenses there are, which are fixed and which are flexible has already been done. That’s where my College Semester Budget Templates come in. What’s one of the top reasons a college budget fails? In this post, I’m going to show you how you can do that + give you the tool you need to accomplish it for free. This will give you ample time to plan accordingly and to make financial adjustments ahead of time. Luckily, you can see what an entire semester of college will cost you in just minutes. Because when the price tag is that high, you want to avoid over spending at any cost. That’s why it’s important to know what all your all your expenses are. In fact, it’s so far from cheap that it hurts. ![]()
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